Downsizing frees you from the time, energy, and effort required from living in a larger home.
People have become obsessed with the idea that bigger is better. You see it everywhere: bigger burgers, bigger cars, and bigger houses. It's time to set the record straight — selling your house and downsizing your home might actually be a better lifestyle choice for you.
Choosing to buy a smaller home often has to do with the desire to live a more simple life. If you're trying to decide whether downsizing is the right move for you, here are some benefits to consider before taking the plunge.
Downsizing your home is about doing more with less. Rather than spending your time and energy maintaining a larger home, you may enjoy your life more by living in a smaller one.
There's no doubt that you're going to be busy while you work to sell your home, but focusing your energy in the right places will make your life much easier. Better yet, a bit of focused prep can make your home more appealing to potential buyers and ultimately makes it easier to find the right match as quickly as possible. Use this "survival guide" for selling your home to get started.
Your real estate agent will help make sure that people show up, so the most important thing you can do when selling a house is to make sure that your home is always ready to show. That part becomes significantly easier to maintain after you get the initial work out of the way, as long as you keep up with it consistently. With a little teamwork, you'll find the right buyer in no time.
One of the biggest concerns for a homeowner looking to sell is the time they'll have to put in before listing their house. If that's the case for you, you should know – your home might be closer to list-ready than you think in today's housing market. A survey of recent sellers from realtor.com finds that many were able to get their house ready in less than a month. It says:
"With many homeowners expecting a quick sale, and in many cases a lack of contingencies, the preparation process took less than a month for over 50% of home sellers this past year, with 20% completing it in less than two weeks."
Those sellers expecting to sell quickly are following recent buyer trends. With mortgage rates and home prices rising, buyers in today's market are serious about finding a home quickly. But with the limited number of homes for sale, there are very few options for those buyers to choose from. That means many may be willing to take on projects after they purchase.
Because of this, you may be able to focus on less time-consuming tasks before putting your house on the market. According to the survey mentioned above, some of the top things recent sellers completed before listing over the past year include landscaping, making minor cosmetic updates, and touching-up paint (see image below):
Of course, each situation is different, and knowing what repairs or updates your house needs to stand out in your local area is critical. That's where a trusted real estate professional comes in. In a recent article, NextAdvisor explains:
". . . Real estate can be hyper-local, and demand can vary from one neighborhood to the next. It's a good idea to work with a local real estate professional to determine an ideal listing price and if any improvements or repairs need to be completed before putting your home on the market."
Your trusted real estate advisor knows the ins and outs of the market in your specific area. They'll help you identify the places where you should and shouldn't spend your time and money – and that can enable you to list quickly.
If you're ready to take advantage of the incredible conditions for sellers in today's real estate market but are worried about the time it'll take to get your home ready, you might be closer than you think. Let's connect so you can see what you need to do before listing your house today.
Spring brings beautiful blooms and long-awaited sunshine, but for your home, spring can bring unexpected problems if you are not prepared. This season, don't let home issues ruin your fun. Some simple preparation can ensure that your home is ready for all that spring has to offer. Be sure to avoid these four spring home problems.
Spring's weather brings bugs and small critters out of hibernation. While the flurry of scurrying animals may be cute to witness on your next hike, you don't want uninvited guests in your home. Avoid critters coming indoors by sealing any holes or potential entrances. Caulk and seal small access points to keep insects outside. Finally, ensure that you are keeping your home crumb-free to ensure that sugar-seeking ants don't make themselves at home in your kitchen or pantry.
Flooding can occur during any season, but certain areas are more prone to spring flooding. Since water damage can easily go undetected, even minimal flooding can wreak havoc on your home. Be prepared for a flood if you live in a low-lying area near a body of water–even a stream. Avoid issues caused by spring floods by waterproofing your basements, clearing debris away from your gutters and downspouts to divert water from your home's foundation, and installing a water alarm to alert you to accumulating dampness in less-trafficked areas.
Strain on Your HVAC
The shifting of seasons can cause undue strain on your HVAC system if you aren't properly prepared. Change your filters and have your system inspected to ensure that as the spring rays turn your home hotter, that you are not facing a damaged system when you need the cool air.
Lack of Curb Appeal
Spring is the perfect season to tackle your home's lack of curb appeal. Winter storms can cause dirt to accumulate on your home's exterior, sidewalks and driveway. Winds and rain can cause debris like leaves and twigs to clutter up your lawn and garden. A good power wash can do wonders for your outdoor surfaces, and a simple clean-up can ensure that your yard looks fresh. Once you have solved the problem of grunge and disarray, focus on the final touches by adding new foliage and blooms that spring can offer.
Selling a home is filled with complexities that can be difficult to navigate, especially when going through the process for the first time. As a seller, you should always remember no question is stupid. Asking as many questions as possible can help you avoid costly mistakes, and your real estate agent is there to help educate you about the process.
To help put clients at ease, here is a quick list of common real estate questions sellers are often too afraid to ask:
Selling your home can be a fast-paced, complicated process, and you're sure to have tons of questions along the way. Even if something might seem obvious, don't hesitate to double-check with your agent. Your agent's job is to make your home sale as smooth as possible. If you're looking to sell a home, let's connect!
Hindsight is 20/20, especially when it comes to selling your home. There is a lot of pressure involved in a home sale, and it's very common for sellers to look back and wish they did things a bit differently. Every stage of the selling process plays a large role in determining your final sale price, and simple mistakes can ultimately cost you thousands in the end.
The good news is most real estate agents have extensive experience working through the challenges of a home sale and can help you avoid costly errors. If you're planning to sell your home this year and want to get the best return, be careful to avoid these mistakes:
It's easy to make mistakes when selling a house, but by doing your homework ahead of time, you can avoid these common pitfalls.
Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (excluding 2020, since it was an atypical year). When applied to the current market, experts determined the ideal week to list a house this year. The research says:
"Home sellers on the fence waiting for that perfect moment to sell should start preparations, because the best time to list a home in 2022 is approaching quickly. The week of April 10-16 is expected to have the ideal balance of housing market conditions that favor home sellers, more so than any other week in the year."
If you've been putting your move on the back burner waiting for the ideal time to sell, you should know your golden window of opportunity is coming up. If you're able to get your house ready quickly, here's what you can expect from that week.
The article expects higher buyer demand based on what's happened in previous years. This could result in increased competition among buyers and ultimately a bidding war over your house. And since mortgage rates recently ticked up over 4%, chances are good that analysis is right. When rates rise, experts say buyers often hurry to make their purchase before rates climb higher. As Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), says:
". . . Buyers are rushing to lock in lower rates as the outlook is for even higher mortgage rates in the following months."
Additionally, the realtor.com analysis shows houses sell even faster during this week of the year, likely due to the heightened buyer demand. If you work with a trusted real estate professional to price your house right, it should sell quickly. And when homes are already selling in just 18 days according to NAR, that could set you up for a big win.
Since the beginning of the year, the number of homes available for sale has been at or near record lows. According to the realtor.com study, the typical trend for this week of the year is that there will be even fewer sellers on the market. If you list when inventory is low, your house will be the center of attention for eager buyers craving options.
If you're ready to move fast, you may want to shoot for April 10th-16th as your target goal. Just remember, even if you're not ready to list within the next couple of weeks, rest assured this is still a hot sellers' market. If you list later in April, you'll still be in the driver's seat.
Ready to get the ball rolling? Let's connect and schedule a time to go over your next steps. In the meantime, make a checklist of things you need to tackle to get your house ready. When we talk, we can prioritize your to-do list and get you on the road to selling your house.
A bigger and brighter kitchen is always on the list of top home features buyers are willing to move for. For those who love to cook and entertain guests, a nice kitchen is a must-have. As a seller, this means investing a little time and effort into sprucing up your kitchen can be well worth the time and energy.
Because the kitchen is such an important selling feature, we often recommend our clients invest in some upgrades and repairs before listing. While a full remodel may not make sense financially, here are some upgrades you might want to consider this year:
The kitchen is often considered one of the most important rooms of the house when it comes to selling a home. It serves as a gathering place where food is prepared and guests are entertained. Looking at your kitchen through the eyes of a potential buyer will definitely help your home sale.
If you're ready to move up, you may be trying to decide whether you want to buy a home that's already on the market or build a new one. And since the supply of homes available for sale today is low, you're willing to consider either avenue. While home builders are doing everything they can to construct more houses and help narrow the supply shortage, they're also facing delays due to factors outside of their control.
Here's the latest on some of the key challenges homebuilders are experiencing today and how they could impact your plans to move up. When you know what's happening in the industry, you can make an informed decision on whether to look for a newly built or an existing home in your home search.
The first hurdle builders are dealing with is the lack of supply of various building materials. According to a recent article from HousingWire:
". . . Nearly everything needed in the homebuilding process is facing some sort of delay and subsequent price increase."
The supply issue isn't just with lumber, even though that's what's covered most in the news. The article explains many other supplies are impacted too, including roofing materials, windows, garage doors, siding, and gypsum (which is used in drywall).
The difficulty in getting these items is dragging out timelines for new homes as builders wait on what they need to finish construction. And since materials are in short supply, even when they do get the product, the principle of supply and demand is driving prices up for those goods. HousingWire explains it like this:
"When supplies are low, charges inevitably go up, . . . Meanwhile, a lack of availability is causing huge delays, meaning builders are struggling to stay on schedule."
The National Association of Home Builders (NAHB) agrees:
"Builders are grappling with supply-chain issues that are extending construction times and increasing costs."
But that's not the only challenge with new home construction today. Builders are also having a hard time finding skilled labor, which means they're short-handed, further dragging out their timelines. Odeta Kushi, Deputy Chief Economist at First American, says this is an ongoing challenge for the industry:
"The skilled labor shortage in the construction industry is not new – it's been an issue for more than a decade now."
But there is good news. The February jobs report shows employment gains in the construction industry. Kushi puts this encouraging news into perspective in the article mentioned above:
"Overall this was a good report, . . . The supply of workers continues to fall short of demand, but the underlying momentum of the labor market recovery is strong, and falling COVID case counts provide further forward momentum."
That means, while finding workers continues to be a challenge for builders, there are signs of positive momentum moving forward.
HousingWire explains how these things can impact move-up buyers today:
"The residential construction industry is facing a crisis as builders manage the critical shortage of building materials and labor. Explosive supply and labor costs are forcing long delays. . . ."
So, when you weigh your options and try to decide between building a home or buying an existing one, factor the potential delay in new home construction into your decision. While it doesn't mean you should cross newly built homes off your list, it does mean you should consider your timeline and if you're willing to wait while your home is being constructed.
When planning your next move, understanding the latest market conditions is key to making the best decision possible. To make sure you have all the information you need, let's connect. Together we can make sure you know what's happening in our local market so you can confidently decide what's right for you, your priorities, and your timeline.
Becoming a new homeowner is an exciting milestone. It can also be an overwhelming process full of decision-making, seemingly endless paperwork and new responsibilities. When the dust settles and you officially sign for your new home, your work doesn't end there. Many new homeowners don't realize these important things. Don't be caught unaware, be sure you understand these important tips.
Your Insurance Needs to Be Updated
Your home loan likely will require you to have adequate insurance on your house itself. This guarantees that in the event of an unpredictable situation, your lender will be protected. After all, if your house burns in a fire and is uninsured, the owner is unlikely to pay off the loan.
However, this is not all you need. If you and a partner purchased the home together, you will need to look into an updated life insurance policy. In the event of a death, the other person must be able to continue house payments, and the correct life insurance policy can help make that possible. Consult a financial advisor to see how you can best prepare for the unexpected.
You Should Hone Your Handyman Skills
Between maintenance tasks, small updates, and routine fixes, you will likely spend a lot of cash if you don't learn how to DIY a few projects as a homeowner. Be sure you know your way around basic tools, and make certain you understand what annual maintenance needs to be completed to keep your home in its top form.
Shadow a friend or family member as they complete odd jobs around their home. Be willing to help them and you may learn some skills and get a worker the next time you need assistance. If this isn't an option, or you have a specific task you need to learn, consider signing up for a class at your local hardware store.
You Should Keep Your Renovation Receipts
While general repairs do not count, update and renovation costs to increase your home's basis. This means if you keep the receipts for any improvements to your home, you could find yourself saving some funds when you go to sell your home. This is because money spent on capital improvements can help lower your tax bill when you sell your home. Consult a tax professional to navigate this process. A higher cost basis reduces your total profit (or capital gain) and will result in paying fewer taxes at the time the seller purchases. For this reason, you will want to be sure to keep those receipts and save!
When you're planning to put your home on the market, you have to look at it through the eyes of potential buyers. Things that don't bother you, or things that used to bother you, but you got used to, can be immediate turn offs for buyers. Replacing light fixtures can make your house more appealing.
Replace Fixtures That are Broken or Outdated
Buyers will notice light fixtures that don't work and may come away with a negative impression of your house as a whole. A broken light fixture can be more than an inconvenience; in some cases, it can be a symptom of a serious electrical problem. Buyers may wonder if the house has other maintenance issues that were overlooked.
Sometimes light fixtures work fine, but they're relics of a bygone era. Lighting that was stylish when it was installed may now make your house look dated. If that's the case, replacing those fixtures with more modern or timeless ones can make your home more attractive to prospective buyers.
Think About Energy Efficiency
Buyers aren't just interested in a house's purchase price. They're also thinking about how much utilities and other expenses will cost them each month. If your house has light fixtures that aren't energy efficient, replace them with new, more efficient lighting that will save the future owners money on their electricity bills.
Consider Increasing the Amount of Interior Lighting
Go through each room in your house, see how bright it is when all of the lights are on, and look for any areas that need additional lighting. It may be a good idea to add lighting in areas where you prepare food in the kitchen, in the bathroom above the sink, in closets or in places where people read, work and play.
Evaluate the Exterior Lighting
When it comes to outdoor lighting, preventing accidents should be a top priority. Medical bills can be expensive. If a guest gets injured on the property, the homeowner may have to file an insurance claim and pay a deductible, as well as higher premiums later on.
The walkway leading to the front door should be well lit so that family members and visitors don't trip and fall. Other outdoor areas, such as the driveway and patio, should have adequate lighting.
Look at your current outdoor lighting with security in mind. There should be enough lighting to deter burglars. If you don't already have motion-activated lights, consider installing some so that the future owner will know if anyone approaches the house at night.
Ask Your Real Estate Agent for Advice
You may not be sure if you should replace specific light fixtures or add more lighting to a particular area. Your real estate agent understands what buyers are looking for and has seen many other houses in your area that are currently on the market. Your agent can advise you on whether you should install new light fixtures and may recommend specific styles or features.
Preparing your home for a listing can be a lot of work — from cleaning to staging, you always want to position your home in a way that impresses potential buyers. However, when it comes to home sales, it's the little things that tend to often have the biggest impact. A lot of minor issues that may not give you a second thought may cause a buyer to hesitate before moving forward.
If you're getting ready to list your home, don't sweat major renovations. Instead, your time may be better spent focusing on the little things that can make a big difference. Here are some examples:
Major upgrades and renovations may not be necessary before listing your home. Instead, focus on the small, inexpensive repairs that can have a major impact on the outcome of your home sale.
If you're feeling inspired to give your home a refresh in the new year but aren't sure where to start, familiarize yourself with the most anticipated trends for the upcoming year. Whether you incorporate a few or many, these must-have home design trends will keep your home feeling fresh and relevant. Read on to find out the top home design trends for 2022.
Open concept spaces began waning in popularity over the last several years. With people working, learning and entertaining at home more, there is a greater need for more quiet, private spaces. This shift embraces returning to a more traditional home layout, which was more prevalent before the popularity of open-concept spaces.
In 2020 and 2021, the focus was on home offices. Looking into 2022, homework rooms reign supreme. With remote learning, school closures and quarantining still in effect, giving your child a dedicated space to stay focused on schoolwork helps provide them with a space to succeed. Equipping the room with high-speed wi-fi, plenty of outlets and smart boards, will let your child comfortably focus on learning. This space can transition into a second home office, library or craft room one day.
Furniture with curved lines brings softness to a space. For example, curved back sofas, arched cabinets or rounded dining chairs soften the angular lines that have been so prevalent during recent years. As a result, curved pieces can create a more welcoming and inviting feel in a room.
The 2022 colors of the year chosen by the major paint retailers are in various shades of green and have a unifying theme: grounding, calming and optimistic. Benjamin Moore October Mist is a gently shaded sage. The silver-green color evokes creativity and can quietly anchor a space while encouraging individuality. Sherwin-Williams Evergreen Fog is also a soft shade of green. It's a beautiful, mid-tone, green-gray hue with a slight blue undertone. It is a gentle yet sophisticated color that can be subtle and make a statement. Behr's Breezeway, another silvery-green shade with cool undertones.
Between continued shipping delays and a focus on sustainability, selecting vintage furniture pieces is an excellent way to avoid long lead times and be environmentally conscious with your purchase. Additionally, vintage pieces have a warmth, interest and depth that new furniture often lacks.
The past few years have resulted in spending more time outside. Because of this reconnection with nature, natural interior materials will be at the forefront of many design plans. Examples of materials include marble, terracotta, travertine and stoneware, soft, organic materials and warmer tones. Bringing these organic materials indoors adds depth and visual interest to a space and creates a calming atmosphere.
Elevated Outdoor Furniture
Investing in outdoor furniture is a wise investment, as outdoor living spaces will continue to be an extension of the interior. Outdoor furniture that is intentionally selected, stylish, comfortable and long-lasting is important as entertaining outdoors continues to be an ongoing theme. Designing this outdoor space like you'd create an indoor living room can help you quickly expand your living and entertaining area.
The new year can bring new beginnings. Unfortunately, without the proper planning, you will feel like you are already behind on day one. If you truly want to start the new year off on the right foot, you'll need to do some prep work before the day arrives. Getting your home and your mind ready for your New Year's goals can require letting some things go. Here are some items in your home that you can easily get rid of for the new year to bring more organization to your home and mind.
- In Your Living Spaces:
Book lovers may want to keep their favorite tomes, but even they can agree that a dated atlas or textbook doesn't serve the reader well.
That glass item you had on display broke months ago, and you've still been meaning to fix it. If you won't repair it or take it to be repaired right now, it's time to let it go.
Your great aunt's favorite collection may have made its way onto your shelf, but do you enjoy the real estate it takes up? If not, pass it along to another person who will. Keep one or two favorites and donate the rest to family or a charity.
- In the Kitchen:
Spices lose their pizzazz over time. Keep your food tasting its best by discarding anything too old.
Chipped or cracked dishes are liable to break unexpectedly when heated or cooled. Discard them to ensure that you don't have a mess on your hands in the future.
Specialty Cooking Tools
Holiday cooking items and one-off cooking tools can take up a lot of usable space in your kitchen. Be honest about what you have the space, time and skillset to cook or bake in your current space.
- In Kids' Rooms or Play Spaces:
Incomplete Games or Puzzles
No one wants to spend time on a puzzle only to leave it unfinished due to missing pieces. Save everyone the frustration and avoid the donation pile, toss this item straight in the recycling bin.
Donate toys that are too young for your child. If you do plan to have another, most items can be bought gently used later.
Party Favor Toys
Low-quality toys are not fun long-term, but still make a big mess. Do yourself a favor and toss or recycle the tiny and cheap items. Your child likely will never notice.
The holidays are magical, festive, and exhausting. After a season of year-end deadlines, holiday parties, school events and extended time with the in-laws, celebrating New Year's Eve in anything other than a cashmere jumpsuit on the Cloud Sofa can feel daunting. So, whether you spend the evening in solitude, with your significant other, or with an intimate group of friends, here are a few ways to make the evening feel extra special yet cozy.
Dress the Part
The best part about spending a cozy NYE at home is being able to dress comfortably. So, whether you wear head-to-toe cashmere or you step it up by pairing your faux leather leggings with an oversized button-down, keep comfort top-of-mind. And, let the high heels sit out this NYE in exchange for a pair of faux-fur lined Birdies.
Create the Ambiance
Whether it's relaxing, soft and cozy, or energetic and lively, decide the vibe you want your NYE to have, considering the following ambient elements:
Set the Bar
Create an entirely self-serve beverage station. Consider serving a signature cocktail to reduce the number of open bottles, uncork the wine and have all barware and garnishes available for easy self-service. Don't forget a mocktail option if you're looking to start New Year's resolutions early.
Indulge in the Best
Whether you're serving home-cooked surf and turf, or you're ordering takeout from your favorite local restaurant, an evening spent celebrating the past year and welcoming in the new one is the perfect occasion to bring out the lovely china. Serve the wine family style, so you can sit and enjoy a leisurely meal.
Layer the Textiles
After an indulgent meal, gathering around the fire to watch a movie, play a game or enjoy conversation and laughs can feel like a true luxury. Wool carpet or rugs underfoot, a stack of cashmere blankets, oversized faux fur throw pillows and sheepskin throws can provide unparalleled comfort during an evening spent at home.
Take in the Fresh Air
Ring in the new year under the stars, whether you live in a warm climate or you fire up the outdoor heaters. Brew up a batch of hot toddies, light up the outdoor fireplace, pile on the fur blankets and countdown to the new year in the fresh air.
Plan for the Year Ahead
If planning is your key for relaxation, get ahead of your new year's resolutions by setting your intentions for the year ahead and thinking about your upcoming goals and ambitions. Then, when you wake up on the first of the year, you will already feel like you have a jump start on a fresh start.
Incorporating wellness features into the home design process is not only becoming more mainstream, it's becoming more expected in homes, especially in the luxury market. The foundation of health and wellness begins at home, so it's no wonder that these features are becoming more conventional. Below are the home wellness design trends expected to become increasingly more prevalent in the coming year.
Home Air Purifiers
As the country continues to return to a more normal way of living, having proper ventilation and pure indoor air quality is more important than over. An indoor air purifier can lessen air contaminants, bacteria and viruses. Air purification systems can be installed into HVAC systems and take the form of stand-alone units.
Bringing the outdoors in can offer a host of health benefits, from physical to mental. Greenery can be visually calming, air purifying and can contribute to an immunity-boosting diet. Building an indoor garden can deliver all these benefits. Whether you create a stand-alone greenhouse or a more undersized garden stand, you can have fresh fruit and vegetables readily available and the live plants can aid in purifying your air.
Touchless appliances can help curb the spread of germs throughout your home. From motion-activated toilets, kitchen faucets, bathroom faucets, light switches, locks or garage door openers, simply waving your hand to activate these high-touch surfaces can help stop germs from spreading.
Creating a fitness space beyond the Peloton and treadmill makes a well-rounded fitness and wellness routine at home. A heated yoga studio or meditation room facilitates a mind-body wellness routine from the comfort and safety of home. For additional wellness benefits, adding a massage studio lets your masseuse come to you.
A clutter-free home creates a stress-free oasis that is so important for mental clarity and health. Devising a decluttering system that works for you can be therapeutic and result in long-term psychological and physical health benefits. Aspects of this system may include a more sophisticated custom storage system or hiring a professional organizer. In addition, a lighter physical space can often create a lighter headspace.
Enhanced Outdoor Living
Outdoor living and entertaining increased over the pandemic and don't show any signs of slowing down. From full outdoor kitchens to enhanced lounging areas to additional protection from the elements, equipping your home with the features to host and live comfortably outdoors is essential.
By prioritizing health at home, you're more likely to integrate it into every aspect of your life.
As a renter, you're constantly faced with the same dilemma: keep renting for another year or purchase a home? Your answer depends on your current situation and future plans, but there are a number of benefits to homeownership every renter needs to consider.
Here are a few things you should think about before you settle on renting for another year.
Rent increasing each year isn't new. Looking back at Census data confirms rental prices have gone up consistently for decades (see graph below):If you're a renter, you're faced with payments that continue to climb each year. Realtor.com recently shared the September Rental Report, and it shows price increases accelerating from August to September (see graph below):As the graph shows, rents are still on the rise. It's important to keep this in mind when the time comes for you to sign a new lease, as your monthly rental payment may increase substantially when you do.
One of the most significant advantages of buying a home is the wealth you build through equity. This year alone, homeowners gained a substantial amount of equity, which, in turn, grew their net worth. As a renter, you miss out on this wealth-building tool that can be used to fund your retirement, buy a bigger home, downsize, or even achieve personal goals like paying for an education or starting a new business.
This is a big decision-making point if you want to be able to paint, renovate, and make home upgrades. In many cases, your property owner determines these selections and prefers you don't alter them as a renter. As a homeowner, you have the freedom to decorate and personalize your home to truly make it your own.
You may choose to rent because you feel it provides greater flexibility if you need to move for any reason. While it's true that selling a home may take more time than finding a new rental, it's important to note how quickly houses are selling in today's market. According to the National Association of Realtors (NAR), the average home is only on the market for 17 days. That means you may have more flexibility than you think if you need to relocate as a homeowner.
Deciding if it's the right time for you to buy is a personal decision, and the timing is different for everyone. However, if you'd like to learn more about the benefits of homeownership, let's connect so you can make a confident, informed decision and have a trusted advisor along the way.
Becoming a homeowner doesn't equip you with the basics of household know-how, although time and experience will likely teach you how to tighten up a leaky faucet. But technicians say that up to 30 percent of their service calls require nothing more than the flip of a switch or the push of a button to 'repair' the stated problem.
To save you from such an embarrassing experience—not to mention the cost of a service call—Readers Digest offers tips to help every homeowner recognize and 'fix' common issues:
Attract homebuyers during the holidays with these tips.
When most people think about the holidays, they think about family gatherings, turkey dinners, and gift-giving. Selling their home during the holidays isn't something they usually imagine. No one sells their home during this time of the year ... Right? Wrong!
In fact, selling your home during the holidays has its advantages. Since fewer homes are on the market, there is less competition. And home buyers are usually more serious and ready to buy.
How do you make the most of this selling season? Here are ten tips to get you started.
Although selling a house during the holiday season will definitely keep you busy, don't forget to take the time to enjoy the season too.
The change of seasons is a perfect time to take a moment to pause, reflect and recharge. In addition to updating your decor and bringing out cooler weather clothing, giving yourself a seasonal refresh is a perfect way to greet a new season. Prepare for the season ahead by taking some for yourself by recharging from the comfort of home. Consider the below activities, so you can head into autumn with a clearer head and lighter heart.
At-Home Spa Day
Bring the spa to you by hiring a team who can come to your home and treat you to a full spa menu. Whether you indulge in a massage, facial, manicure, pedicure or all of the above, a spa day in the comfort of your own home is a guaranteed way to unplug so you feel rejuvenated to face the more hectic pace of fall and the upcoming holiday season. In addition, keeping a massage table in your home gym will make it easier and more compelling to make this at-home service a regular indulgence.
Take the night off from cooking by bringing a home chef into your house for the evening. You can benefit from a home-cooked, gourmet meal while relaxing in your most comfortable loungewear. You can enjoy the experience of a night out without having to worry about making a reservation or selecting the perfect outfit.
Drape yourself and furniture in an indulgent fabric, such as cashmere. Make sure your sitting areas have ample amounts of cashmere blankets to wrap yourself in while you unwind on the sofa. Invest in a cashmere robe or loungewear so you can spend an evening feeling like you're enveloped in a hug while you settle in with a good book or show.
Unplug for the Weekend
Spend a technology-free weekend to recharge your mind. Whether you spend your time enjoying spa services, exercising, baking or gardening, aim to engage in activities that calm your mind, rather than mindlessly scrolling through your social media feeds or incessantly checking your email. When Monday arrives, you will be able to kick off the week with a refreshing level of motivation.
At-Home Yoga Session
Bring a yoga instructor to your home to reap the mind and body benefits of yoga without commuting to a yoga studio. Whether you breathe in the fresh air in your private backyard or breathe deeply inside your home gym, an at-home yoga session should leave you with a clear head, a limber body and feeling rejuvenated.
The daily grind can take a toll on your headspace and body, so taking the time to check in with yourself and press the reset button is not only important to how you will feel in the moment but is also essential for long-term health benefits.
The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following:
If you're a homeowner who wants to add any of the above, you have two options: renovate your current house or buy a home that already has the spaces you desire. The decision you make could be determined by factors like:
In either case, you'll need access to capital: the funds for the renovation or the down payment your next home would require. The great news is that the money you need probably already exists in your current home in the form of equity.
The record-setting increases in home prices over the last two years dramatically improved homeowners' equity. The graph below uses data from CoreLogic to show the average home equity gain in the first quarter of the last nine years:Odeta Kushi, Deputy Chief Economist at First American, quantifies the amount of equity homeowners gained recently:
"Remember U.S. households own nearly $35 trillion in owner-occupied real estate, just over $11 trillion in debt, and the remaining ~$24 trillion in equity. In inflation adjusted terms, homeowners in Q2 had an average of $280,000 in equity- a historic high."
As a homeowner, the money you need to purchase the perfect home or renovate your current house may be right at your fingertips. However, waiting to make your decision may increase the cost of tapping that equity.
If you decide to renovate, you'll need to refinance (or take out an equity loan) to access the equity. If you decide to move instead and use your equity as a down payment, you'll still need to mortgage the remaining difference between the down payment and the cost of your next home.
Mortgage rates are forecast to increase over the next year. Waiting to leverage your equity will probably mean you'll pay more to do so. According to the latest data from the Federal Housing Finance Agency (FHFA), almost 57% of current mortgage holders have a mortgage rate of 4% or below. If you're one of those homeowners, you can keep your mortgage rate under 4% by doing it now. If you're one of the 43% of homeowners with a mortgage rate over 4%, you may be able to do a cash-out refinance or buy a more expensive home without significantly increasing your monthly payment.
If you're ready to either redesign your current house or find an existing or newly constructed home that has everything you want, the first thing you need to do is determine how much equity you have in your current home. To do that, you'll need two things:
You can probably find the mortgage balance on your monthly mortgage statement. To find the current market value of your house, you can pay several hundreds of dollars for an appraisal, or you can contact a local real estate professional who will be able to present to you, at no charge, a professional equity assessment report.
If the past 18 months have refocused your thoughts on what you want from your house, now may be the time to either renovate or make a move to the perfect home. If you decide making a move is right for you, let's connect!
A paint refresh is the easiest way to transform a space without committing to a complete design overhaul. If you're craving a deeper, more decadent atmosphere, adorning your room with fall hues will create a luxe, seasonal space. Whether you want a deep pecan hue, a rich, burgundy color, or the gleaming color of golden hour, a fresh application of paint can bring these hues into your home. The below paint colors are a curated selection to bring cozy fall tones into your own home—and can also make a statement all year round.
Benjamin Moore – Bear Creek 1470
A deep, gray-brown color, Bear Creek is a rich tone that is a beautiful contrast to creams and creamy whites. In addition, Bear Creek brings in tones of winter woods and adds a layer of coziness to your living areas. This deep tone pairs well with a warm white or cream color for the trim and ceiling or can be continued on the trim, but a different sheen, like semi-gloss, is recommended for trim.
→ Where to Use It: A living room or great room
Benjamin Moore – Sequoia 1245
This reddish-brown color is both a neutral tone and also brings drama. Sequoia is softer than a burgundy but is deep enough to create a moody space. In addition, Sequoia's dustiness is neutral enough to pair well with many complementary colors. For a trim pairing, Sequoia looks stunning with an off-white or warm white paint selection.
→ Where to Use It: A library or study
Benjamin Moore – Metallic Gold 2163-40
This shimmery, soft brown has pink undertones, which brings a glowing ambiance to any space. Earthy yet elegant, Metallic Gold makes a room look effortless and inviting.
→ Where to Use It: A dining room
Farrow & Ball – Hague Blue
This dramatic, intense blue is a timeless color with green undertones. In addition, Hague Blue's deep, pigmented hue makes a dark room feel intentionally cozy and moody.
→ Where to Use It: A powder bathroom
Farrow & Ball – Deep Reddish Brown
Both luxurious and soothing, Deep Reddish Brown, is a warm tone with chocolatey undertones. Deep, warm and welcoming, Deep Reddish Brown will add richness and drama to walls, doors and trim.
→ Where to Use It: A stairway
Farrow & Ball – Tanner's Brown
This dramatic hue is a strong dark brown that is almost black in low lighting. However, in a well-lit space, it reads as brown. A rich, warm hue, Tanner's Brown brings drama and warmth to a room.
→ Where to Use It: Interior of a fireplace
Sherwin Williams – Cotton
This warm white will make your space feel effortlessly layered and cozy. It's soothing neutral hue makes any room feel relaxed and inviting. It's the perfect backdrop to layer in neutral or colorful furniture and accessories and to begin your day on a crisp, calm note.
→ Where to Use It: A bedroom or great room
Superstitions are often over the top. There's probably nothing magical about a rabbit's foot, and walking under a ladder or breaking a mirror won't lead to doom. But then again, trying to bring a little luck to your house can't hurt.
There are traditions that promise to bring good fortune to your new home. And even though these rituals are just old tales, following a few can give you a sense of peace and comfort. Here are a few:
Hang a horseshoe. There are a lot of theories as to why horseshoes bring good luck, with some sources claiming it dates back to ancient Egypt. There's even debate as to how a horseshoe should be placed on a wall. Some say the shoe should point upward, U-shaped, so that the luck doesn't drain from the shoe, while another theory says pointing it down allows the luck to pour down on people.
Buy a new broom. Legend says your old broom not only cleaned up dust and debris, but also collected your bad experiences, and you don't want to bring those into your new home. This could be a trick by the broom industry, but if you follow it, at least you'll have a nice, new broom.
Pick the right day. Did you know moving on a Friday or Saturday is said to be bad luck? It's an old superstition that may derive from the fact that those are common moving days when it's hard to find a mover. Moving on a rainy day is supposedly risky, while in Chinese culture, the No. 8 is believed to bring good fortune, so planning a move on the eighth might be a good idea. According to Indian culture, Thursday is the best day to relocate.
Bread and salt. These are traditionally given to new homeowners as a gift, with the bread representing all the wonderful food that will be enjoyed in the household while the salt ensures flavor, not just to meals but to life in general.
Ring the bells and shine a light. These are easy ones. First, after moving in, open all your home's windows and ring a bell in each room to ward off old, negative energy. Then complete the cleansing by lighting a candle at night.
Let's connect when you're ready to buy or sell!
Even in a hot sellers' market like today's in which homes are selling so quickly, it's still important to make a good first impression on potential buyers. Taking the time upfront to prep your house appropriately can bring in the greatest return on your investment.
Here are four simple tips to make sure you maximize the sale of your house this fall.
One of the first things buyers will notice is the price of your house. That's why it's important to price it right. Your goal in pricing your house is to draw attention from competing buyers and let bidding wars push the final sales price up. Pricing your house too high to begin with could put you at a disadvantage by discouraging buyers from making an offer.
Your trusted real estate advisor can help you find the price for your home that reflects the current market value. Lean on your agent to help you with this crucial first step.
It may sound simple, but keeping your house clean is key to making sure it gets the attention it deserves. As realtor.com says in the Home Selling Checklist:
"When selling your home, it's important to keep everything tidy for buyers. . . . Remember to take special care with the bathroom, making sure the tile, counters, shower, and floors shine."
Before each buyer visits, assess your space and determine what needs your attention. Wash the dishes, make the beds, and put away any toys. Doing these simple things can reduce any potential distractions for buyers.
Giving buyers the opportunity to see your house on their schedule can be a true game-changer. Buyers are less likely to make an offer if it's difficult to plan a tour or they can't easily fit it into their schedule. Making your house available as often as possible helps create opportunities for more buyers to fall in love with your house.
Rest assured your trusted real estate advisor will keep your health and safety top of mind when buyers tour your home. Agents use the latest guidance to stay up to date on any protocols and sanitization recommendations.
Finally, it's important for buyers to see all the possible ways they can make your house their next home. As the realtor.com article puts it:
"The goal is to create a blank canvas on which buyers can project their own visions of living there, and loving it."
An easy first step to create this blank canvas is removing personal items – pictures, awards, and sentimental belongings – from your space. If you're unsure what should be packed away and what can stay, consult your trusted real estate advisor. Spending the time on this step can pay off in the long run, as the 2021 Profile of Home Staging from the National Association of Realtors notes:
"Eighteen percent of sellers' agents said home staging increased the dollar value of a residence between 6% and 10%."
We all know that minimizing clutter can make your home more manageable and more welcoming. A clutter-free home can also help with your mental health. Thankfully, keeping your home clutter-free doesn't require extensive decluttering sessions all the time. These four tips can help you minimize clutter gradually without a lot of effort.
One in, One Out Rule
Your home has a finite amount of space. Use this rule to help yourself remember that. Every time you purchase an item, a like item needs to be tossed, recycled or donated to ensure that you don't clutter your home. This can help you evaluate items based on need and it can even help you spend less money. That new dish towel is a great purchase since it can easily replace the worn and stained one you want to discard, but do you really want a new dress enough to donate one you currently own?
Gift Activities as Presents
A great gift comes from the heart, and time spent together can be far more valuable than a toy that will soon be forgotten. To keep clutter at bay, consider gifting activities instead of physical presents. This is especially great for children who can get overwhelmed with too many toys. Gift a trip to the zoo, movie theater or a theme park instead. For adults, gift a cooking class, tickets to an art museum or go on a trip together.
Read the Room
They say the best defense is a great offense. Instead of trying to declutter constantly, read your room and fully evaluate if you have a spot for an item you want. That souvenir figurine may look beautiful on the shelf at the gift shop, but if you can't think of exactly where you would happily display it at home, it may become cluttered quickly.
Keep an Outbox
Keep an outbox at all times so you can be constantly decluttering items that no longer serve your needs. Did you try on a shirt that you don't like anymore? Toss it in the outbox. Did you find a duplicate kitchen utensil hiding in the drawer? Into the outbox it goes. Keeping an outbox on hand ensures you don't forget about items when it is time to donate them.
A kitchen sink can be an overlooked part of the kitchen design process, but being strategic in your selection is essential from both a function and aesthetic standpoint. While typically considered utilitarian, selecting a unique kitchen sink material can make it a focal point and add the drama the space needs. Read on to find out the different types of high-end kitchen sinks to determine which one may be best for your home.
Stone Kitchen Sinks
A stone sink, such as granite, quartz or marble, brings the wow to the workhorse area of the kitchen. A stone sink can add value to your home and has a long lifespan. Since it is a material found in nature, every sink is unique because of its slight variations. However, stone sinks do require sealing maintenance.
Copper Kitchen Sinks
A copper sink is a showstopper and an unexpected element in a kitchen. A copper sink in an apron, also known as farmhouse style, will showcase its unique design; however, it can also be installed as an undermount sink. Copper sinks can come in either a smooth or hammered finish, and the level of patina can vary. The thicker the copper, the more noise it absorbs and will better resist denting. Copper also has antimicrobial properties, which is a significant asset for an area of the house that is a breeding ground for germs.
Cast Iron Kitchen Sinks
Cast iron sinks are one of the oldest types of sinks around, for a good reason. Cast iron sinks are iron and topped with a glossy enamel finish, resisting stains, dings and scratches. A cast iron sink installation can be complicated because it's so heavy. Cast iron sinks also require additional support once installed. However, a cast iron sink can quickly become a focal point of the kitchen since you can select your preferred style and color.
Fireclay Kitchen Sinks
A fireclay kitchen sink is made of ceramic clay, and once dry, is covered with porcelain enamel. The enamel is susceptible to chips, due to regular wear and tear, and the clay can risk cracking. Fireclay sinks are typically installed in an apron sink style, although they can be installed in various ways.
Concrete Kitchen Sinks
A concrete kitchen sink is a completely custom option. This of-the-moment sink material is poured on-site, creating its custom shape, size and look. If you use your sink infrequently, a concrete sink may be for you because the material is prone to staining.
Stainless Steel Kitchen Sinks
While a stainless steel sink is typically a more builder-grade option, there are ways to select an elevated stainless steel sink. Choosing stainless steel with a lower gauge means the sink is thicker, which means higher quality. A stainless steel sink in a satin finish is less likely to show water spots.
Urban living is expensive—especially for recent college graduates who are living their dream of getting a good first job in the big city. But successful urban living, financial advisors say, is all about being thoughtful and learning to spend wisely and well.
Housekeeping Tips From the Pros
A surveyor is a professional who determines the exact location of a property line. Many homeowners don't know the boundaries of their yards and operate under erroneous assumptions. That can lead to disputes between neighbors that are stressful, costly and preventable.
You Need to Know the Location of the Property Line Before You Build
If you're thinking about building an addition or constructing a fence, you need to know exactly where the property line is so that you don't accidentally encroach on your neighbor's land. If you don't have your property surveyed and you inadvertently build in your neighbor's yard, you can find yourself in legal and financial trouble. You may be required to move a fence or have an addition torn down, or you may have to purchase a piece of land from your neighbor to rectify the situation and avoid a lawsuit.
Local zoning laws typically require that additions and other structures be located a minimum distance from a property line. You'll need to know precisely where that line lies before you begin building, or even designing, an addition. You don't want to spend time and money to develop a plan, then learn that you don't have the legal right to follow through with it.
You Need to Know Who Owns a Tree
Trees are often located on or near property lines. The location of the property line is important because it determines who is responsible for maintaining a tree. It can also impact liability if a tree falls in a storm. If the tree is located in your yard and it falls on your neighbor's property because you failed to have dead branches trimmed, you may be held liable for repair costs.
You Need to Know If There Are Additional Factors That Affect Land Ownership
Sometimes a property owner is granted an easement that gives that party permission to use a portion of someone else's land for a particular purpose. If an easement exists, you may not be aware of it, but it can affect your rights to build in your yard. A surveyor can research the issue and note any easements in a report.
You Need to Know Where Utilities Are Located
Pipes, gas lines and cables are often placed underground. It's critical to know what's beneath your property and where it's located before you or a contractor begins digging for any type of project. A surveyor can find and mark the locations of underground utilities to help you avoid an accident.
Get Accurate Information So You Can Make Informed Decisions and Prevent Disputes
When neighbors get into disagreements about property lines, things can get heated. Often, a dispute stems from a misunderstanding. If you want to build on your property or if you think your neighbor may be violating your rights, hiring a surveyor is a good first step. Once you have accurate, unbiased information, you'll be able to decide how to proceed.
If you're trying to decide when to sell your house, there may not be a better time to list than right now. The ultimate sellers' market we're in today won't last forever. If you're thinking of making a move, here are four reasons to put your house up for sale sooner rather than later.
According to the Realtors Confidence Index released by the National Association of Realtors (NAR), homes continue to sell quickly – on average, they're selling in just 17 days. As a seller, that's great news for you.
Average days on market is a strong indicator of buyer demand. And if homes are selling quickly, buyers have to be more decisive and act fast to submit their offer before other buyers swoop in.
In addition to selling quickly, homes are receiving multiple offers. That same survey shows sellers are seeing an average of 4.5 offers, and they're competitive ones. The graph below shows how the average number of offers right now compares to previous years:
Buyers today know bidding wars are a likely outcome, and they're coming prepared with their best offer in hand. Receiving several offers on your house means you can select the one that makes the most sense for your situation and financial well-being.
One of the most significant challenges for motivated buyers is the current inventory of homes for sale. Though it's improving, it remains at near-record lows. The chart below shows how today's low inventory stacks up against recent years. The lighter the blue is in the chart, the lower the housing supply.
If you're looking to take advantage of buyer demand and get the most attention for your house, selling now before more listings come to the market might be your best option.
If your current home no longer meets your needs, it may be the perfect time to make a move. Today, homeowners are gaining a significant amount of wealth through growing equity. You can leverage that equity, plus current low mortgage rates, to power your move now. But these near-historic low rates won't last forever.
Experts forecast interest rates will rise. In their forecast, Freddie Mac says:
"While we forecast rates to increase gradually later in the year, we don't expect to see a rapid increase. At the end of the year, we forecast 30-year rates will be around 3.4%, rising to 3.8% by the fourth quarter of 2022."
When rates rise, even modestly, it'll impact your monthly payment and by extension your purchasing power.
Don't delay. The combination of housing supply challenges, low mortgage rates, and extremely motivated buyers gives sellers a unique opportunity this season. If you're thinking about making a move, Let's chat about why it makes sense to list your house now.
As summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it's something you may want to consider. According to research from the National Association of Realtors (NAR), vacation home sales are up 57.2% year-over-year for January-April 2021.
If you've taken your last vacation this summer, here are reasons you should consider selling your vacation home this year.
As the report from NAR says, based on continuously evolving work needs, there could be more interest in your second home than you think:
"In 2020, across all nine divisions, the fraction of the workforce that work from home is typically higher in the vacation home counties than in the non-vacation home counties… The opportunity to work from home could further raise the demand for vacation homes in future years.
Recent data shows we'll likely see a sustained increase in the rate of remote work over the next five years. That means your vacation home could be highly sought after by certain buyers. Lawrence Yun, Chief Economist at NAR, puts it best, saying:
"Vacation homes are a hot commodity at the moment . . . . With many businesses and employers still extending an option to work remotely to workers, vacation housing and second homes will remain a popular choice among buyers."
When demand is high, so is buyer competition. When competition is strong, buyers will do everything they can to make their offer on your vacation home as appealing as possible. This can include things like all-cash offers and more. If you sell now, you'll be able to benefit from high buyer competition and pick the offer with the best possible terms for you. That offer could give you the opportunity to purchase the primary residence of your dreams.
Or, if you find that you'll continue working from home, you could consider taking up more permanent residence in your vacation home and selling your primary residence instead. While this isn't a choice everyone can consider, it could be a great option.
Buyers remain interested in vacation homes this year for a number of reasons. Now that summer is winding down, it's time to think about taking advantage of today's demand for vacation homes. Let's connect today if you're ready to give your second home its day in the sun.
If your home is full of breezy linens, light colors and fresh scents, it's time to make a few tweaks and replace these items with their autumn-inspired accessories. Fall interiors are all about rich fabrics, deep colors and bringing natural elements indoors. However, you don't need to do a complete design overhaul to have a fall-friendly space. Instead, find out the tweaks you can make to transition your summer decor to an autumn scheme seamlessly.
Layer With Texture and Pattern
As you pack away breezy summer fabrics make room for fall's rich counterparts. Updating your throw blankets and pillows is an easy way to make a space feel ready for the chillier months ahead. Throws and pillows in heavy, textured fabrics, like wool, cashmere, velvet, faux fur or plaid will invite you to stay for a while. Casually drape a throw blanket across the sofa or pile them in a basket within reach.
Incorporate Rich Hues
Rich, warm tones and jewel-hued colors are a perfect autumn color palette. Whether it's olive green, burgundy or indigo, incorporating these deeper colors as accents can lend a fall vibe. Alternatively, you can consider a neutral color palette of warm cream, gray and taupe to create a calm, cozy space.
Bring in Natural Elements
If you spend most of your summer outdoors, the idea of being inside for the months ahead can feel stifling. Ease the transition by bringing natural elements indoors. Incorporate in-season flower bouquets, such as hydrangeas, spray roses, mums; extra greenery, like seeded eucalyptus, which has a more organic look and feel; or branches to fill centerpiece vases.
Update the Lighting
As you plan to spend more time inside, take inventory of your existing lighting. With more evenings indoors, you may need additional task lighting, such as floor and table lamps. You can also update the lampshades on your scones and table lamps in fall-inspired prints and colors, such as plaid, animal print or in richer hues.
Upgrade Your Bedding
As the temperatures dip, upgrade your sheets to a set of Egyptian cotton, silk or percale, and add an extra woven blanket layer. Take advantage of the crisp cool nights by cracking open a window, knowing you will have an extra layer of bedding to keep you cozy.
Remember the Details
As you prepare to spend more time inside your home, pay attention to the details that give your home an extra special touch. Infusing your home with fall scents, updating your coffee table books, refreshing your picture frames with summer memories and replacing the bathroom hand soaps will go a long way to creating a cozy fall atmosphere.
As the autumn season approaches, a few decor tweaks will help create an inviting and cozy fall atmosphere that will make you and your guests feel right at home.
Whether it's a wraparound, screened-in, a loggia or a veranda, porch designs are endless. A porch can be a place to make a first impression on guests, a location for your morning coffee, a destination for sunset cocktails or even a place to enjoy an evening fire. Read on to learn how to create a well-designed front porch that will be sure to wow guests and become your own luxurious oasis.
Fireplace Focal Point
Incorporating a stone fireplace into your front porch design creates both a stunning visual focal point and is a destination to warm up and unwind. Both practical and beautiful, it can be used year-round and will impress anyone who visits your home. Accentuating the space with ambient lighting, comfortable seating and a cozy rug underneath will make this the most used area of the house.
Indoor-Outdoor Inspired Living
A porch isn't solely a place for guests to enter your home, but it can be an additional living space. Creating an outdoor living room on your porch means bringing in a beautiful rug, sofa and chairs, and filling the area with abundant blooming flowers and lush greenery. Spend your evenings lounging with a crisp beverage while watching the sunset or welcome passing neighbors for an impromptu chat.
Private Sitting Space
Since a porch is typically in the front of the house, it doesn't offer the same level of privacy a backyard does. However, you can create a private sitting area with a wall of wall-placed shrubs to create a natural privacy screen without interrupting the existing porch design.
Front Door Technology
Equipping your front porch with the latest home technology trends will give you insight into who's coming and going, even when you're not around. A video doorbell gives you the luxury of seeing who is at your front door, detects motion and provides two-way audio—all from the convenience of your smartphone. Having a keyless entry keypad on your front door gives you the option of distributing the code for anyone who may need easy access, whether it's a dog walker, cleaning service, etc.
Delivery Drop-Off Station
In a world where nearly everything is available with a few taps on a smartphone, having packages pile up on the front steps can be unsightly. A valet closet, a closet designed to drop off packages, dry cleaning, food delivery, groceries or any other items delivered by delivery personnel, can keep parcels secure until you're able to retrieve them. In addition, installing a keyless entry code on the door will allow delivery personnel to safely leave your items if you're unavailable to receive them directly.
Whether you're building a space to rest or adding additional levels of convenience, your front porch is responsible for your home's first impression.
As people get older, physical decline can increase the risk of falling. For seniors with limited mobility, arthritis or poor vision, stairs can be particularly dangerous. A fall can lead to broken bones, head trauma and even death. Here are some ways to make stairs safer for an older family member.
Reduce the Risk of Tripping and Slipping
Shoes, clothes and other objects that don't belong on the stairs can increase the chance of falling for people of any age, but especially for seniors. Put things away where they belong. If you don't want to take multiple trips to carry things upstairs, put them on a table or in a basket near the stairs, but not on them.
Smooth stairs can be slippery. Stair treads and non-slip floor coatings can make stairs safer for your loved one.
Make the Stairs Easy to See
Poor lighting and shadows can make it hard to see, which can increase the risk of falling. Check the lighting above and near the stairs. Make sure that every step is well lit and install additional lighting if necessary.
As people get older, their vision tends to decline. Limited vision and problems with depth perception can make it difficult to see exactly where a step is located. That can cause seniors to set a foot in the wrong place and fall. Painting the steps a different color than the area around them can make it easier for your loved ones to see where each step is and prevent an accident.
Check or Install Railings
If a staircase currently has railings, check them to make sure that they're secure. Every step should have a railing within reach on either side. There shouldn't be any gaps. If necessary, replace damaged railings or install new railings on one or both sides of the stairs.
Consider Installing a Stair Lift and/or Outdoor Ramp
For seniors with limited mobility, walking up and down stairs may simply be too dangerous. In that case, a stair lift can be attached to the stairs to make upper floors accessible. Your loved one will be able to sit on a seat and ride safely along a rail to another level of the house. The seat can be folded up when it isn't being used so others will be able to walk up and down the stairs without bumping into it.
If your family member's house has steps leading up to an outside door, they can pose another safety hazard. Outdoor steps have many of the same risks as indoor stairs, but rain, snow and ice can increase the risk of falling. Installing a ramp can make it easier to get in and out of the house safely. Non-slip treads, paint or tape can prevent slip-and-fall accidents for all ages.
A buyer who is interested in a property typically visits it in person to inspect its layout, features and condition. It's also possible to buy a house without seeing it in person. A buyer can make a decision based on photos and videos, and possibly also the observations and opinions of a real estate agent or another person who visits the property on the buyer's behalf.
When Might It Make Sense to Buy a Property Without Seeing It in Person?
If you're planning to move a long distance, it may not be possible for you to travel to another state to see a house yourself. In that case, you may decide to purchase a home sight unseen, especially if you need to move soon.
The COVID-19 pandemic has changed the way people buy and sell homes. Strong demand has caused properties to be snapped up quickly. In addition, concerns about the spread of the coronavirus have made buyers more willing to purchase a property without first seeing it in person.
With properties currently receiving multiple offers in a matter of hours, interested buyers have to act quickly. If you find a property that appeals to you, you may decide to place an offer without seeing the house in person so you can avoid a bidding war.
How Can You Protect Yourself When Buying a Property Sight Unseen?
Pictures and videos can provide valuable information about a home, but they can't tell the whole story. The listing photos and videos may not cover the entire house. Defects may not be apparent in the images that are provided. Other negative features, such as an unpleasant odor, will only be detectable during an in-person visit.
Even if you can't go to a house yourself before you place an offer, another individual can act on your behalf to help you make an informed decision. Your real estate agent or a family member or friend who lives in the area can visit a property that you're interested in buying and give you information on any issues of concern. If you have questions, let's connect!
Before buying any house, you should have it inspected so you know if it has major problems, such as a cracked foundation or a leaky roof. A home inspection is even more critical when buying a property sight unseen.
Include an inspection contingency in your offer. That will allow you to have the house inspected and will give you the right to request repairs or a price reduction, or to back out of the deal if the home inspector finds serious problems.
While no one ever wants to imagine their home filling with water, for many areas of the country, flooding is a scary reality for many homeowners. Whether a natural disaster is on the way or you simply want to be aware of how to protect your home when flash flood warnings sound, we have five steps to preparing your home for flooding.
Clear gutters. If flooding is predicted in your area, help your home out by clearing all gutters, downspouts and drains so your home can battle the rising water.
Elevate outdoor electric units. Outdoor generators, fuel tanks and air-conditioning units should not be left on ground level outdoors. Elevate them as best you can and securely anchor them so they don't float away if flooding occurs.
Power down. Shut off your electricity via your breaker panel to stay safe.
Move items upstairs. When flooding is likely, take charge by moving items upstairs and further from the flood zone. Furniture, rugs, electronics and important paperwork should all be moved to the highest ground possible. Make copies of important paperwork and store them digitally so you don't lose them.
Raise appliances. While you likely can't lug your refrigerator upstairs, you can elevate your appliances on concrete blocks to minimize damage if only a few inches of water floods in.
Most of us spend a lot of time in the kitchen, preparing meals and cleaning up. In many cases, we spend so much time in our familiar kitchen space that we don't pay much attention to what it looks like.
But the trends, they are a-changin'. Today's kitchens are sleek and practical. Design experts list seven kitchen looks that are quickly going out of style:
Short backsplashes. Backsplashes that reach up to six to eight inches above the countertop are sorely outdated. If you're up for a remodel, take the backsplash all the way up to the upper cabinets to make your kitchen feel bigger and cleaner.
Distressed wood cabinets. Once the darling of country-style kitchens, the clunky distressed wood of yesteryear is giving way to natural wood or white finishes.
Over the stove microwaves. When microwaves came into fashion, homeowners put them over the stove to save counter space. But today's families want necessities accessible for the entire family. Some are redesigning cabinets to move the microwave into an under-counter nook where smaller family members can reach it.
Top-of-cabinet décor. Gone are the days of filling the space between the tops of your cabinets and the ceiling with dusty accessories like artificial flowers or greenery. Removing them from above the cabinets gives the room a more open feel.
Hanging pots and pans. Once, every kitchen shown in a magazine had a big, beautiful, hanging rack filled with copper or stainless-steel pots and pans. Kitchen designers today are making room for them in drawers or cabinet, trading in that outdated country look for cleaner, minimalist lines.
Anything but stainless steel. Over the years, kitchen appliances have gone from white to copper to avocado green and back again. But the desired look today is the cool, sleek look of stainless steel.
Kitchen desks. At one point in time, every upscale kitchen featured desk space—a little nook where you could scan the mail, pay bills, etc. But those mess-collectors are now yesterday's news. Moving desk chores to another room can give your kitchen extra space and alternative storage options.
According to the National Kitchen and Bath Association, granite countertops are in less demand today, while the use of quartz is on the rise.
Why? For one thing, man-made quartz countertops are offered in a far greater range of looks and feels. Reason number two: it's a bit easier to maintain over the long haul, and it's deemed a better environmental choice because it emits lower levels of radon—a potentially cancer-causing agent. To be fair, the Environmental Protection Agency (EPA) maintains the radioactive materials in granite countertops are far too minuscule to pose a health threat.
So what, exactly, is a quartz countertop? It's made of engineered stone, composed of at least 90% ground-up quartz mixed with a binder (like resin) then molded into a slab. Because pigment is added during the manufacturing process, the sky's the limit when it comes to color. And quartz is non-porous and fairly resistant to stains, mold and bacteria.
Unlike granite countertops, which require periodic resealing to maintain their beauty, quartz is low-maintenance, needing only regular cleanings with soap and water or a mild detergent.
Quartz can be more impervious than granite to cracking or chipping under average conditions, although it is not quite as heat-proof. Most manufacturers recommend using a trivet when placing scalding hot pots or pans on a quartz countertop.
Apart from durability and maintenance, quartz comes in an infinite variety of designs, ranging in look and feel from sleek solid colors to organic-looking variations that resemble real substances found in nature, like veined marble. It can have a smooth and shiny finish or a softer, brushed feel (almost suede-looking). Choose wisely because the design can make a huge difference in the look and feel of a room.
Quartz counters may be a bit more expensive, up to 10 percent higher in cost than their granite counterparts, but shopping around and resealing over the years can mitigate any cost differences.
So, what side are you on? Natural stone mined from the earth or a man-made variation?
You've heard the warnings about global warming, you feel compassion for stranded polar bears and you worry about overwhelming the landfills. As a homeowner, you may not be ready for composting, but there are ways to become an eco-friendlier household.
Ecologists provide simple but useful tips that even the laziest activist can use to do their part in helping the environment:
Cut down on water use. Turn off the tap while brushing your teeth. Drink tap water in reusable containers instead of plastic bottles. Lower the water level when doing small laundry loads and don't run the dishwasher until it's full.
Use less power. Shut off the lights before you leave in the morning, and unplug electrical equipment that you aren't using during the day and while you sleep—especially your work and home computers.
Adjust the thermostat. Set it for a few degrees higher in summer, and a few degrees lower in winter. You likely won't feel much of a difference, and you'll like the decrease in utility bills.
Replace your light bulbs. Sources say if every American household replaced one regular lightbulb with a compact fluorescent bulb, the pollution reduction would be equivalent to removing one million cars from the road.
Change your shower-head. A low flow version will save water while providing just as much pressure.
Save on paper. Keep a digital calendar and notes instead of paper ones. Whenever possible, re-use the back side of old printed sheets for new but less important print jobs. Sign up for paperless billing and pay your bills online.
Use less plastic. Use reusable grocery bags even where they're not required. Re-use empty plastic food containers with tight fitting lids, such as cottage cheese containers, for leftovers and storage purposes—be sure any unwanted plastic goes into the recycle bin.
Eat less meat. If you're not ready to go vegetarian, try committing to a meatless dinner once or twice a week to decrease the resources you use. Producing wheat and even veggies takes far less water than producing beef, and there are plenty of tasty meatless recipes online that families can explore together.
When you are ready to purchase a home, let's connect so I can help you go green!
Staging a home is important for open houses and showings. It can make the home more appealing to potential buyers and help them imagine their own family living there. Keeping a house clean and ready to be shown is already challenging. But if you have children, especially on the younger side, it can be particularly difficult to keep your home tidy and clutter-free. Here are a few tips and tricks for staging your home—and keeping it in tip-top shape—in a household with children.
Whether you have kids or not, there are some steps that always apply when staging a house for sale. First, go through each room and get rid of any unnecessary clutter, such as magazines, knick knacks and other items that could create the impression of an untidy house. Put away personal items, such as family photos, so prospective buyers can envision the home as their own.
Next, give the entire house a deep cleaning. If you don't have time to do it yourself or would prefer to have someone else do it, hire a professional cleaning company. If the house has an odor, find and address the source. Don't use air fresheners or scented candles to try to cover it up, as this can actually make the odor worse and turn off potential buyers.
Staging a Home With Children
Explain to your children that people will be coming to look at the house and that you need to keep it as clean as possible. Young kids may not understand, but older children may be more cooperative and helpful.
Let your kids choose their favorite toys to keep in their bedrooms or in a playroom. Transfer other toys to a storage area temporarily to avoid having the house be too cluttered. Explain to your kids that you aren't throwing away their toys and that they will be able to play with them again in your new home. Put away bikes, sports equipment and any other large outdoor toys in the garage, a closet or a storage unit.
If your for sale home features a playroom, try to stage it in a way that can appeal to parents with children of any age. Pack up any puzzles and games with lots of pieces. Arts and crafts supplies, such as paint, markers, stickers, clay and glitter are messy and can be tough to clean up on short notice. Be sure to put them away before you start the staging process.
In children's bedrooms, keep things simple. Get rid of unnecessary furniture and items taking up a lot of floor space, such as a dollhouse or large toys. Decorate the room in a neutral palette and be sure to remove any personal items, such as photos, drawings and gender- or age-specific decor. Make sure children's bedrooms are well lit and keep curtains or blinds open during showings.
Get Help Staging Your Home
Staging a house can be complicated, especially when you put children into the mix. But this is a great process to help attract serious buyers. Your Real Estate Agent can give you advice on how to declutter and redecorate, and may even recommend a professional stager who can assist you.
Understanding What Flood Insurance Does and Doesn't Cover
Flooding can happen anywhere—and even an inch of water can cause major damage to your home. If you're looking to take out a mortgage on a house in a high-risk flood zone, the lender will require you to purchase flood insurance. Before you buy a policy, though, it's important to understand what flood insurance does and doesn't cover.
National Flood Insurance Program
The National Flood Insurance Program (NFIP) offers two types of policies. One covers the cost to rebuild a house or its actual cash value, whichever is less, with a maximum coverage amount of $250,000. The second type of policy covers the actual cash value of personal property, up to a maximum of $100,000. You have the option to purchase one or both policies. Be aware that these policies have separate deductibles.
A flood insurance policy will only cover losses that are a direct result of flooding. "Flooding" means that water must cover at least two acres or must have damaged your home and at least one other property.
Federal flood insurance will cover the plumbing and electrical system, furnace, fuel tank and fuel, water heater, heat pump and air conditioner. It will often cover a refrigerator, stove and built-in appliances, such as a dishwasher, as well as permanently installed carpeting, curtains, blinds, damaged cabinets, foundation walls and staircases. These policies can also cover a detached garage and personal property, as well as mudflow, groundwater seepage and a sewer backup.
NFIP limits coverage for a basement, crawlspace or living space with a floor below ground level and will not cover damage caused by mold, mildew or moisture unrelated to flooding or that the homeowner could have prevented. These policies will not pay for damage caused by the movement of the earth, even if the movement was a result of flooding. They will also not cover loss of use, additional living expenses, financial losses due to business interruption, most vehicles or property located outside of an insured building.
Thousands of agents across the country sell NFIP policies, even to homeowners who don't live in a flood plain. Coverage takes effect 30 days after a policy is purchased, meaning if a hurricane is in the forecast, you can't purchase flood insurance at the last minute and expect to be covered. Be sure to be proactive to protect yourself and your home, especially in a high-risk area.
Private Flood Insurance
Some private insurance companies also offer flood insurance policies that can provide supplemental coverage above the federal limits or serve as a primary flood insurance policy. In some cases, private flood insurance may be less expensive than an NFIP policy and it may cover additional living expenses if your home is uninhabitable.
Do You Have the Right Flood Insurance Coverage?
Many homeowners don't think they are at risk of flooding or assume their homeowners insurance policy covers it. A flood insurance policy can cover many of the costs associated with flood damage and is worth the cost if you live in an area where flooding is more common. If you don't have flood insurance coverage, you can discuss your options with your insurance agent, or your Real Estate Agent can offer smart suggestions based on your neighborhood and risk.
Vacations may mean family fun and lasting memories, but between travel and cleaning, coming home from a vacation can make you more tired than before you left. After some much-needed time off, no one wants to spend days catching up on dirty laundry. Thankfully, a little planning before and during your vacation can make all the difference when you come home.
Keep a Laundry Bag in Your Suitcase
Avoid the need to wash clothes unnecessarily by keeping a laundry bag in your suitcase. This will ensure you can easily sort through dirty items during your trip, allowing you to keep your hotel space clean while preventing dirty and clean clothes from mixing together. Going on a beach or waterpark trip? Purchase a waterproof bag to ensure that your soggy clothes don't leak on the rest of your items.
Start a Load of Laundry Right When You Come Home
After a long trip, it can be tempting to relax as soon as you arrive home. Resist this urge and immediately start a load of laundry. This will ensure that you're not bogged down by a huge to-do list in the form of dirty clothes, and if you pack your dirty clothes well, starting a load quickly is a simple task that will have a big impact.
Families Designate One Suitcase for Dirty Clothes
If you're traveling with a few family members, particularly if your party includes children, dedicate one suitcase at the end of your trip to exclusively put all the dirty clothes into. Once you arrive at home, you can have each family member put their respective suitcases and clean items away, while the suitcase with dirty items is placed in your laundry room. This way, you're not going to each family member requesting their dirty items and a load of laundry can be done upon arrival back home.
Wash Swimsuits First
Wet swimwear can get stale or sour if they're not addressed quickly. When you arrive home, be sure to prioritize any wet or soiled items in the first load. If you must leave any loads for the next day, you've already tackled the items that should be taken care of quickly. If you brought along any beach towels, be sure to include these in the wash with your swimsuits.
Wash Clothes as You Go
If you are taking an extended trip, take advantage of your hotel or rental home's laundry amenities. This can prevent the need for loads of laundry once you've arrived at home, and can also help you pack lighter, which could save on luggage costs.
While you might be considering adding heated flooring to your new home, there are a lot of questions to ask before you put your money into this luxury feature. If you're looking for another level of comfort in your home, it's a great option—but it does come with a hefty price tag. Here's what you need to know:
Cleaning doesn't have to be a hassle if you keep on top of it. Here are some small daily steps you can take to keep your home clean.
Post-shower swipe. To keep mold at bay, store a washcloth in your shower that you use for wiping down surfaces after you turn the water off. Just make sure everyone in the family knows the purpose of the rag so it doesn't end up on anyone's face! Swap the rag out once a week.
Early morning clutter sweep. As you wait for the coffee to brew or the dog to finish his breakfast before your walk, run through the lower level of your home and take care of any clutter piles: junk mail in need of opening, shoes or jackets dumped by the door or blankets on the couches that may need folding.
Nightly surface wipe. Every night before you head to bed (or the TV room), grab a rag and wipe down your counters, kitchen or dining table, and any other surface that collects food particles, dirt or dust.
Closet self-control. It can be tempting to strip off your clothes after a long day and dump them in a pile on the floor or toss them on a chair. But properly putting your clothes away—either in the hamper, back in the closet or in a pile for dry cleaning—will help stop weekly clutter.
Clean as you cook. Does your soup have fifteen minutes left to simmer? Start on the dishes, sop up splatter on the counter or floor, or tackle the trash. Waiting until the end of the meal can make it all too easy to say, "I'll clean up in the morning."