Financial Insight

Jan. 22, 2020

Buying a Home? Know your Musts

Berkshire Hathaway HomeServices Bay Street Realty Group

Buying a Home? Know your Musts

A fenced-in yard. Double sinks. A wrap-around porch.  An open floor plan. Solar panels. There are just so many things we want our new home to have.

However, when shopping for our dream home, it’s essential to ...
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Dec. 18, 2019

Mortgages Are Going to the Dogs

Berkshire Hathaway HomeServices Bay Street Realty Group

Mortgages Are Going to the Dogs

A third of millennial-aged Americans (ages 18 to 36) who purchased their first home say the desire to have a better space or yard for a dog influenced their decision, according to a recent survey conducted online ...
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Nov. 26, 2019

Fast and Easy Ways to Improve Your Credit Within Months

Berkshire Hathaway HomeServices Bay Street Realty Group

Fast and Easy Ways to Improve Your Credit Within Months

Improving your credit score can take a few months. So if you’re looking to get an auto or home loan, or want to apply for a new credit card, an early start can ...

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Oct. 15, 2019

7 Signs It's Time for You to Downsize

Berkshire Hathaway HomeServices Bay Street Realty Group

7 Signs It's Time for You to Downsize

As they get older or circumstances change, some homeowners realize what was once the perfect home for them might now be too big, impractical or expensive. Moving into a smaller home typically means less ...

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Oct. 11, 2019

Tips From 'the Cheapskate Next Door'

Berkshire Hathaway HomeServices Bay Street Realty Group

Tips From 'the Cheapskate Next Door'

Author Jeff Yeager met with hundreds of self-described skinflints for his bestselling book, “The Cheapskate Next Door: Surprising Secrets of Americans Living Happily Below Their Means.”

He recently shared with Kiplinger Magazine editors the tips and ...
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Oct. 7, 2019

Berkshire Hathaway HomeServices Bay Street Realty Group Staying Put? How to Prepare to Age-in-Place ?Many older homeowners are set on staying in their homes as they age—“aging-in-place.” To stay pu

Berkshire Hathaway HomeServices Bay Street Realty Group

Staying Put? How to Prepare to Age-in-Place

​Many older homeowners are set on staying in their homes as they age—“aging-in-place.”

To stay put successfully, preparation is key, according to Corey Carlisle, executive director of the American Bankers Association (ABA) Foundation.

“Older Americans ...
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Oct. 7, 2019

Home Equity Levels Out. What Does It Mean?

Berkshire Hathaway HomeServices Bay Street Realty Group

Home Equity Levels Out. What Does It Mean?

Home equity levels have been steadily returning since the recession years, however, the latest findings from ATTOM Data Solutions show that while equity is still on the positive side, the most recent gains are not ...
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Oct. 3, 2019

Money That Can Be Better Spent on a Down Payment

Berkshire Hathaway HomeServices Bay Street Realty Group

Money That Can Be Better Spent on a Down Payment

One of the biggest obstacles for first-time homebuyers is saving for a down payment - it’s a nut that seems insurmountable to many. The first mistake new homebuyers make is believing that they must ...
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Oct. 3, 2019

3 Smart Ways to Pass Wealth to Your Kids

Berkshire Hathaway HomeServices Bay Street Realty Group

3 Smart Ways to Pass Wealth to Your Kids

Leaving money to your kids can cause unwelcome tax burdens unless you plan ahead and do so wisely. Financial experts at The Motley Fool, recommend three smart ways to pass your hard-earned wealth to ...
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Sept. 26, 2019

Differences Between Jumbo and Conforming Loans

Berkshire Hathaway HomeServices Bay Street Realty Group

Differences Between Jumbo and Conforming Loans

If you’re thinking about purchasing an expensive home, it’s important to understand how jumbo and conforming loans differ, and the pros and cons of each. Choosing carefully could help you save a lot of money over the ...

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