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Date Archives: January 2019

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January
29

Make Your Plans for Super Museum Sunday!

Super Museum Sunday

Georgia, and Savannah in particular, has an impressive variety of museums and historical markers. On Sunday, February 10th, Georgians and visitors alike can experience our state's rich history and cultural life. Historic sites, house museums, art museums, and other points of interest in Savannah and throughout Georgia will open their doors to the public, providing an exceptional opportunity to experience the history in our own backyard.

Check Out the 2019 Super Museum Sunday Printable Map

An impressive list of Savannah's Museums and cultural heritage sites for showcasing knowledge and education will be free to the public from noon to 4 p.m. The Coastal Heritage Society's five museums will participate in the 2019 Georgia History Festival's "Super Museum Sunday" on Feb. 10th. Those sites include Georgia State Railroad Museum, Old Fort Jackson, Pin Point Heritage Museum, Savannah Children's Museum, and Savannah History Museum. Guests can enjoy free interactive exhibits and engaging tours at each site through hands-on, immersive activities that illustrate the narratives of Savannah's past.

In addition to the museums that are part of the Coastal Heritage Society, the Telfair Museums will open all three of their sites — the Owens-Thomas House, the Telfair Academy and the Jepson Center. However, because of the crowds that are expected for Super Museum Sunday, you might want to go ahead and get that visit  to see the French Impressionism exhibition Monet to Matisse taken care of before February 10th (which is also the last day of this unforgettable exhibition).

Super Museum Sunday

Pin Point Heritage Museum, located in the old A.S. Varn & Son Oyster and Crab Factory, is your chance to experience the Gullah/Geechee culture firsthand. For nearly 100 years, the community of Pin Point was quietly isolated on the banks of the Moon River just south of Savannah. Now, you can explore the refurbished museum complex and experience multimedia presentations, exciting exhibits and unparalleled views of the marsh. If you are looking to have a more adventurous  Super Museum Sunday, you can also kayak to the Pin Point Heritage Museum. 

We Love Super Museum Sunday.

Many museums participating on Super Museum Sunday plan to offer free guided tours and live reenactments for the special occasion. The free admission provides the opportunity for those who otherwise  cannot afford the chance to visit one of their local community museums. It is also an affordable way to explore a museum in your neighborhood that you may have never considered visiting before. Below is a list of participating Chatham County Museums. If you won't be in Savannah on Super Museum Sunday, visit the Georgia Historical Society website for more information and the complete list of participating museums, parks and historical sites throughout Georgia.

Super Museum Sunday Chatham County

  • Bloomingdale History Museum & Visitors Center
  • National Museum of the Mighty Eighth Air Force
  • Andrew Low House Museum
  • Beach Institute African American Cultural Center
  • Bonaventure Historical Society
  • Coastal Georgia Botanical Gardens
  • Congregation Mickve Israel
  • Davenport House Museum
  • First African Baptist Church
  • First Bryan Baptist Church
  • Flannery O'Connor Childhood Home
  • Fort Pulaski National Monument
  • Georgia State RailRoad Museum
  • Girl Scout First Headquarters Museum and Program Center
  • Green-Meldrim House
  • Harper Fowlkes House
  • Juliette Gordon Low Birthplace, National Historic Landmark 
  • King-Tisdell Cottage
  • Massie Heritage Center
  • Mother Mathilda Beasley Cottage
  • Oatland Island Wildlife Center
  • Old Fort Jackson
  • Ossabaw Island
    Call Ossabaw Island for ticket/wait list information.
  • Pin Point Heritage Museum
  • Savannah Children's Museum
  • Savannah History Museum and Battlefield Memorial Park
  • Savannah-Ogeechee Canal Museum & Nature Center
  • Ships of the Sea Maritime Museum
  • St. John's Church
  • Telfair Museums' Jepson Center for the Arts
  • Telfair Museums' Owens-Thomas House & Slave Quarters
  • Telfair Museums' Telfair Academy of Arts and Sciences
  • Thunderbolt Museum
  • Tybee Island Light Station and Museum
  • UGA Marine Education Center & Aquarium
  • Webb Military Museum
  • Wormsloe State Historic Site
January
25

A Few of Our Favorite Places for Date Night.

Valentine's Day

Eating is always a good time in Savannah. Most Savannahians will use any special occasion or holiday as an excuse to go out and good meal. Valentine's Day is no exception. Before you know it, Valentine's Day will be here, so it's not too early to start planning. Read on to discover some of our favorite places to enjoy a meal with that special someone on Valentine's Day (or any other day, for that matter). 

The Hot Spots

The Grey 

This beautiful space occupies what was once a Greyhound bus station. The menu, lovingly crafted by beloved chef Mashama Bailey, offers sophisticated dishes such as foie and grits, king mackerel, and smoked collards. These offerings feature the best local meats and produce, and are a nod to Chef Bailey's Southern roots. If you're looking for just a bite and a drink, check out the Diner Bar. The Diner Bar is cozy and nostalgic and offers a pared-down version of The Grey's menu. Whether you decide to go all in and make reservations in the main dining room, or stop in for a quick sip at The Diner Bar, you will definitely enjoy time spent at The Grey

Collins Quarter

Collins Quarter is located in the heart of the Historic District of Downtown Savannah. The menus is simple, and many dishes give a nod to owner Anthony Debreceny's Australian heritage and travels. But, every dish is designed to showcase fresh and local ingredients. A carefully curated wine list and cocktail menu, as well as an invitingly intimate dining space make for a memorable meal. And we challenge you to find a restaurant with more romantic lighting than an evening at CQ.

Husk

The Savannah location of this Charleston-based restaurant group does not disappoint. Husk Savannah is located on Oglethorpe Avenue in a renovated historic mansion. Husk prides itself on working with local farmers and purveyors to get the freshest ingredients and showcase them in dishes that are elevated versions of Southern classics. The Warm Octopus Salad and the Bear Creek Farm Beef with Bone Marrow are 2 of our favorite dishes. Husk's raw bar is also amazing, and you know what they say about oysters ...

The Classics

Noble Fare 

Locally owned and operated by husband and wife team Patrick and Jenny McNamara, this restaurant is ideal if you're looking to get away from the crowds. Noble Fare is in the rapidly-expanding North of Gaston (NOG) neighborhood, and is a favorite spot for locals to grab a meal that is a much more than ordinary. The menu at Noble Fare changes on an almost daily basis, but some of the more popular dishes include Diver Scallops and the Braised Beef Short Rib. 

Elizabeth on 37th

Elizabeth on 37th, located between the Historic District and Ardsley Park, has long set the standard in Savannah for fine dining. The 1900s Southern mansion oozes refinement. And romance. The sense of elegance is echoed in the hospitality and efficient service of the dedicated staff, as well as in the dishes offered in the Southern coastal menu. 

Garibaldi 

One of our personal favorites. Locals go way back with Garibaldi — Cora Bett herself has used the restaurant's busy bar to network on may occasion. It's no surprise that Garibaldi, with its dimly-lit dining room, filled with tufted leather banquettes, is a popular romantic dining spot. The menu at Garibaldi features seafood and pasta dishes. Furthermore, the daily specials really are, well, special. The Diamond-Scored Flounder is always a popular dish, and pasta lovers relish the Lobster Rabini. 

The Non-Traditional

Atlantic 

This popular neighborhood eatery has an extensive wine selection (and a knowledgeable staff), and a menu that never fails to disappoint. Atlantic doesn't take reservations, and it has a laid-back, albeit effortlessly elegant, vibe. If you're looking to enjoy a great meal without the special occasion expectation, Atlantic is the place. Here, every meal is a special occasion, so there is no pressure. 

1540 Room 

Ditch tradition and the idea of "couples only" and grab a group of friends for family dinner. Head over to the 1540 Room (located in The DeSoto) and grab one of their large family tables. An extensive menu of shareable plates and sides make for great evening of tasting and passing plates. Show up early — or stay late — and get a cocktail at the bar at Edgar's Proof and Provisions and have a toast an evening among friends.

And of Course ...

Lulu's Chocolate Bar 

This dessert bar has been a downtown staple for over 10 years. One visit and you'll know why. Lulu's normally doesn't take reservations but makes an exception for Valentine's Day. You cannot go wrong with any one of the homemade desserts, such as the Strawberry Suspension Cake (pictured) or the Triple Chocolate Mousse Tower. Or, keep it simple and opt for Hand-Dipped Chocolate Strawberries. The bar offers a selection of dessert martinis and champagne cocktails for liquid refreshments. Whether you begin here with a cocktail, or end the evening with a coffee and slice of pie, you'll leave feeling satisfied. 

These are only a few of our favorite places to visit for Valentine's Day dining in Downtown Savannah. Each are special in their own way, and each and every one of them are worth visiting, again and again. And, each of them fully embrace the idea of enjoying good food and fun, that spirit which is the heartbeat of Savannah.

January
24

Is Your Retirement One Dimensional?

In an uncertain world, why not diversify into real estate for your retirement?

Most retirement accounts are invested in stocks, bonds, and mutual funds. Given the volatility in the markets, holding real estate is a safe bet in the long term. For many years IRS regulations have allowed 'self-directed IRAs' to hold alternative investments such as secured notes, precious metals, and real estate.

Opening a self-directed IRA will allow you to hold real estate investments for retirement. This could be land purchased for future value appreciation, or property with an income stream such as multi-family apartments, retail or office. The income accumulates in your account, as will the proceeds when the property is sold, and taxes are deferred until distribution. Alternately a Roth IRA can be used, set up with after tax funds, and the income profits will be tax free.

To set up an account, funds can be transferred from an existing retirement account — perhaps a 401(k) from a former employer — and annual contributions can be made, according to your age bracket. Real estate is purchased by the IRA, and all expenses for the properties are paid from the account.

The IRA account can also get a loan to purchase the real estate, or the IRA can partner with other individuals or entities to purchase property. A self-directed IRA offers freedom and flexibility for a real estate purchase.

Of course, there are rules, regulations to be followed in order to maintain your tax advantages. As well as risk. The Securities and Exchange Commission has released an investor alert addressing Self-Directed IRAs and the risk of fraud. Consequently, it's important to work with a reputable real estate broker, closing attorney — and an IRA custodian — who understand how self-directed IRAs work. 

Contact the experienced team at CBT Commercial today to learn more.

January
24

Whether you are thinking of selling your house or buying a home, today's real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at a slower pace? What impact will the economy have on the housing market?

If you are either a buyer or seller (or both), you need to know what it will mean to your family if you go ahead with the move. You need to understand three things:

1. What is happening in the housing market right now?

Consumers must get past those fear-mongering headlines and gain a deep understanding of what is truly happening. How strong is buyer demand right now? How much competition do listings have today compared to what they will have in the spring? People want to make an educated decision on what is probably their family's greatest financial asset.

2. Why is it happening?

Understanding the individual pieces that impact the sale or purchase of real estate is important. Understanding how those pieces impact each other is critical. How does the amount of a down payment impact the mortgage rate a buyer will be offered? Can you still price your house a 'little ahead' of the market and still be sure it will sell?

3. How do the first two affect your local market?

Basically, you want an understanding of the overall housing market and a simple and effective explanation of how it will impact your personal real estate goals.

Bottom Line

The best way to get all three is to work with a professional at Cora Bett Thomas Realty who understands this shifting real estate market and can expertly guide you on the journey to reach your housing goals. Let's get together to discuss what today's market means for you.

Contact Cora Bett Thomas Realty & Associates today.

From KCM 

January
18

Plantation Carriage Company

One of the first things visitors to Historic Downtown Savannah notice are the horse-drawn carriages. Some carriages are canopied. Some carriages are bedecked in flowers and ribbons. The horses in front are a variety of colors. But, they all share the privilege of being a staple of Historic Downtown Savannah.

The horse-drawn carriages provide a unique mode of transportation for special events. Or, for Savannah visitors, these carriages are a way to tour the Historic Downtown area. Most locals are used to sharing the roads with these proud horses and their carriages. But, just like the folks you may see every day in passing and never really know, most Savannahians know little about the horses and their carriages. So, we sat down and talked with Jennifer Thompson of Plantation Carriage Company to learn a little bit more about our four-legged friends and their jobs. 

Contrary to popular belief, walking on paved roads is not harmful to the horses and is actually easier going for them than dirt paths. In fact, the first paved road in Georgia was in Savannah, and it was created to make the going easier for the horses. All employees at The Plantation Carriage Company are professionals with experience in working with horses.  The staff includes a team of farriers who routinely trim/balance the horses' hooves and shoes. The Plantation team has built deep connections with each horse in the stable.

Draft horse breeds such as Belgian, Percherons, and North American Spotteds are used to pull carriages. These are all breeds of work horse used to pulling heavy loads for long periods of time. Most of the horses at Plantation Carriage are in a second phase of their "careers" now. Many of them have spent the early years of their lives doing work for logging companies or on Amish farms. Now, these horses are able to enjoy a more leisurely schedule and far less strenuous work. These horses usually live into their 30s, but normally work until they are into their 20s. Plantation Carriage conducts general fitness evaluations everyday and more extensive evaluations monthly. 

The company rotates the shifts of the horses to ensure that they are able to take breaks and get plenty of rest, even during the busy season. If you have seen horses on a farm on rainy days you know they don't huddle in the expensive barns. Instead, they play in the rain. So if you see horses out in the rain do not be concerned. However, in the event of storms, tours are cancelled due to the threat of lightning. This means that the team at Plantation Carriage diligently keeps an eye on weather radar forecasts, so as not to put the horses, drivers or tour groups in any danger due to lightning. 

Besides a pretty sweet work schedule, routine medical evaluations and care, and vacations, the horses also get treats. Lots of treats. Of course, the horses get apples year round. But, they also get seasonal treats. In the colder months, the horses are given soft peppermint candies as treats. In the summer, they are given watermelon, which provides much needed hydration. The horses also get their fetlocks on some Guinness a treats. Sound crazy? It's not — the beer helps replenish the B-vitamins that the horses lose through their sweat. 

One of our favorite horses at Plantation Carriage is Cinder. Cinder is a sassy little Percheron, and proof that each of these horses have their own unique personality. Cinder has Arab blood, which, according to Jennifer, is part of why she is so feisty. Everyone loves Cinder. When she passes other horses on the street, they will whinny at her. And Cinder loves Cinder, too — she has been caught more than once staring at her reflection in a window or puddle and giving herself a whinny. 

horse carriage tours

Jennifer and her team at The Plantation Carriage Company do a fantastic job of caring for these horses. They also do a fantastic job of providing hospitality to Savannah visitors, acting as carriage drivers and as tour guides. City ordinances restrict where horse-drawn carriages can pull over. So, if you see them out and about while in your vehicle, be patient and do your best to indicate your direction. The carriage drivers and horses have no desire to hold up traffic, so show these 4-legged ambassadors of Savannah some love. They may be pampered, but they are working just as hard as any of us to make Savannah a great place to visit and to live.

Plantation Carriage Company

Plantation Carriage Company is a wonderful source for carriage rides around Savannah's historic district, weddings, and other special occasions. Tours depart daily from the southeast corner of Ellis Square.

Find out more information or book a tour online here 

(912) 659-9005

info@plantationcarriagecompany.com

January
17

It Needs to Be Considered, But it is Not a Deal Breaker.

Student Loan Debt A Threat to Homeownership

Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent's or grandparent's generations.

Due to this, student loan debt has soared to $1.5 trillion and represents the largest category of debt, surpassing credit card and auto loan debt in 2010 and never looking back. As more and more Americans continue their education amongst rising tuition costs, this number will no doubt increase.

Many housing experts have blamed student loans for a drop in the homeownership rate for young families, and to an extent, they've been right. Increased debt at the time of graduation has no doubt limited young people from being able to afford a home at the same rate as their parents or grandparents did at the same age.

In a recent Forbes article, the author explained that "in just the class of 2017, the average student has about $40,000 in debt — almost enough for a 20% down payment on a median-priced home."

The Federal Reserve set out to determine exactly how much impact student loan debt has had on the homeownership rate of those 18-34 (millennials). Their results found that,

"Every $1,000 in student loan debt delays homeownership by about 2.5 months, but it doesn't prevent homeownership entirely.

 In fact, by the time college grads reach their 30s, those with student loan debt have a homeownership rate nearly identical to those who didn't take out loans." (emphasis added)

In the Wall Street Journal's coverage of the Fed report, they found that recent graduates prioritize paying off their student loans over saving for a down payment, despite their desire to be a homeowner. Many with debt want to "get that monkey off (their) back (before they) make any new investments."

This has just delayed the wave of young home buyers from hitting the market. But as Danielle Hale, the Chief Economist at realtor.com warns,

"2020 will be peak millennial, the year when the largest number of millennials will turn 30."

 By age 30, those who attained a bachelor's degree right after high school will be one or two years away from paying off their loans and will have been in their career long enough to earn a higher salary.

In the long run, research shows that attaining a bachelor's degree or more actually increases the chances that someone will become a homeowner.

Bottom Line

If you are one of the many millennials who has prioritized paying down your student loans over saving for a down payment, you're not alone. Even if you are a couple years away from paying off your loans, let's get together to help you determine if waiting really is the best decision for you. The best thing you can do is start planning now.

Contact Cora Bett Thomas Realty & Associates today.

From KCM 

January
14

Another year older, another year wiser...

parking

As we jump into 2019, we are all about fresh starts and resolutions. While New Year's resolutions can vary wildly from person to person, we have one that appeals to all Savannahians. This year, let's resolve to make it through with no parking tickets. To some, this seems a simple feat, but local Savannahians, especially those living and/or working in the Historic Downtown District, can attest that this resolution sometimes seems nearly impossible to keep.

In recent years, the City of Savannah's Parking and Mobility Services has expanded the zones covered by parking meters. Parking Services has also extended the hours for paid parking to run from 8 a.m. to 8 p.m. (Note: These are approximate times — check out the links provided for specific hours/zones) And while paying to park feels like a huge hassle, let's face it, paid parking is a pretty common thing in most cities now. 

Lucky for us, Parking Services has made strides in making the process paying to park pretty darn easy. The simplest way is to download the "Park Savannah" app to your phone. The app allows you to pay your meter through your phone and eliminates the need to revisit meters to add more money/time.  

Residential Benefits

Another way to avoid parking tickets as a resident of the Historic District is to have a Residential Parking Decal. Savannah residents living in metered zones can apply for a Residential Parking Decal to be used for on-street parking near their home. These decals are not a pass for free parking in the entire Downtown Savannah area. But, the decals are useful nonetheless. 

Those dealing with on-street parking in the Downtown Savannah area are also familiar with the street sweepers. Check posted signs for sweep times. Then, make sure that you are not parked in a sweep zone during the posted time. Residential Parking Decals do not override sweep zones. Also, tickets received for sweep zone violations cannot be appealed.

When it comes down to it, parking in Downtown Savannah can be easily handled by utilizing the resources that Parking Services has made available. 

Savannah Parking Services

Website

100 E Bryan St. 

Savannah, GA 31402

Office Hours 

Monday - Friday 

8 a.m. to 5 p.m.

Meter Information and Maps

For information on Savannah's DOT Downtown Shuttles, click here.

January
9

Kelly Durbin

Cora Bett Thomas Realty recently added of Kelly Durbin to our team. Kelly will be responsible for buying and selling homes in Richmond Hill and the surrounding communities. In this role, she will create targeted marketing strategies, be an expert at negotiating contracts for clients, and have a comprehensive understanding of the market.

Kelly is a strong negotiator and has a passion for real estate. She recently moved to the area from North Canton, Ohio where she served as a realtor for 5 years. While there she received several awards for her dedication to real estate, including the Ohio Association of Realtors President's Sales Club Award of Achievement from 2016-2018.

Kelly received her Real Estate Certificate from Hondros College and also attended Walsh College in North Canton, Ohio. Prior to real estate, she worked for several years as a Medical Coding and Billing Representative.

The beautiful history, proximity to the coast, and unbeatable landscapes, are just a few reasons Kelly  is excited to call Richmond Hill home. She's thrilled to explore everything our area has to offer and looks forward to sharing her love of real estate with so many new clients.

For more information about Cora Bett Thomas Realty and Associates, visit www.CoraBettThomas.com

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